Results: Quiz: Banking Services in Kyrgyzstan

Question 1: What types of bank accounts can students open in Kyrgyzstan?

A) Болгону сактоо эсептери

B) Болгону эсеп айлары

C) Сактоо, эсеп жана студенттик эсептер

D) Студенттер эсеп ача албайт

Correct: C) Savings, current, and student accounts

Explanation:

Banks offer various accounts, including youth or student accounts tailored for young customers.

Question 2: Which bank was the first fully digital bank in Kyrgyzstan?

A) FINCA Bank

B) MBank

C) Bakai Bank

D) Kompanion Bank

Correct: B) MBank

Explanation:

MBank is recognized as Kyrgyzstan's first fully digital bank, offering online loans and instant transfers.

Question 3: What is a common feature of mobile banking apps like ELDIK?

A) Болгону баланс көрүү

B) Төлөмдөр, которуулар жана QR код менен төлөмдөр

C) Эл аралык которуулар жок

D) Болгону Бишкекте колдонулат

Correct: B) Payments, transfers, and QR code payments

Explanation:

Apps like ELDIK offer many services, including payments to government, mobile top-ups, local and international transfers via QR codes.

Question 4: What organization regulates banking activities in Kyrgyzstan?

A) Каржы министрлиги

B) Кыргыз Республикасынын Улуттук банкы

C) ОБСЕ

D) Билим берүү министрлиги

Correct: B) National Bank of the Kyrgyz Republic

Explanation:

The National Bank is the central authority regulating banks in Kyrgyzstan.

Question 5: What is one purpose of financial literacy programs for youth?

A) Болгону криптовалютаны окутуу

B) Жоопсуз эмес насыя алууда көмөктөшүү

C) Бюджет түзүүнү жана насыяларды түшүндүрүү

D) Болгону акцияларга инвестициялоону үйрөтүү

Correct: C) Help youth understand budgeting and loans

Explanation:

The programs educate young people about money management, loans, saving, and digital banking safety.

Question 6: Which of these is NOT commonly a service provided by banks in Kyrgyzstan?

A) Сактоо эсептери

B) Сурактары (страховка)

C) Санарип насыялар

D) QR код төлөмдөрү

Correct: B) Insurance policies

Explanation:

While banks offer many services, insurance is generally offered by specialized companies, not banks.

Question 7: How can students protect themselves when using digital banking?

A) Сырыны достору менен бөлүшүү

B) Жөнөкөй сырсөз колдонуу

C) Кирүү маалыматтарын коргоп сактоо

D) Ар дайым коомдук Wi-Fi колдонуу

Correct: C) Keep login information secure

Explanation:

Protecting login credentials is essential for safe digital banking.

Question 8: What does MBank offer that benefits customers?

A) Кэшбэк

B) Онлайн кызматтар жок

C) Болгону насыя кызматтары

D) Болгону филиалдар

Correct: A) Cashback rewards

Explanation:

MBank provides cashback rewards to encourage usage of its services.

Question 9: Why is opening a bank account early beneficial for students?

A) Салык төлөөдөн качуу

B) Акча башкарууну үйрөнүү

C) Банк аларга айлык төлөйт

D) Чексиз насыя алуу

Correct: B) To learn managing money

Explanation:

Early experience helps develop responsible money management skills.

Question 10: Which payment method is becoming popular in Kyrgyzstan for quick transactions?

A) Чектер

B) Болгону нак акча

C) QR код аркылуу төлөө

D) Почта которуулар

Correct: C) QR code payments

Explanation:

QR code payments through mobile banking apps are widely used now.